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ATM Locations and Availability
- '7 Bank' ATMs which are located inside 24 hour '7 Eleven' convenience stores.
- Japan Post Bank ATMs which are usually found at post office branches (view map).
24 hour cash withdrawals?
JP Bank ATMs are typically only available during normal businesses hours. To be safe it's best to plan for withdrawing cash between the hours of 9:00 AM and 5:00 PM. Note that the ATMs of the smaller, out-of-town post offices such as those found at Ibaruma and Kabira operate a limited service on Saturdays (9:00 AM until 12:30 PM) and are not available on Sundays.
Given that complications can arise when trying to withdraw money abroad it's probably wise to ensure that you carry a spare card if possible along with enough cash to last at least a couple of days. Also, do bear in mind the daily cash withdrawal limit of your card; depending on the relative value of the Yen compared to your home currency this limit may be easily exceeded, resulting in a rather concerning declined transaction.
Exchange rates and charges
Note that foreign credit card providers may apply a surcharge for using ATMs abroad, and the exchange rate may compare poorly to that received when directly exchanging your home country's currency for Yen.
ATMs on surrounding islands
In addition to Ishigaki most of the other islands in the archipelago have at least one post office. However, given that opening hours may be limited on weekends it is recommended that cash is withdrawn on Ishigaki island in advance.